Modified Car Insurance
We know that modified cars are unique and that’s why they deserve a modified car insurance policy that’s as unique as they are. At Greenlight Insurance, we are enthusiasts like you and we are often tinkering and tuning our own modified cars. We know that not all modifications will make you a greater risk and appreciate that further modifications are likely to follow.
This is why we provide tailored modified car insurance, designed to meet the specific needs of a car enthusiast, at a price that is right.
We can cover all types of modified cars, including modified electric car insurance and modified 4x4 insurance (including Off-Roading and Green-Laning).
As one of the UK’s leading providers of modified car insurance, we have been insuring modified vehicles since 1996…so don’t buy your insurance before you try us.
Our Modified Car Insurance cover can include:
No fees to add further non-performance modifications
Like for like replacement of modified parts in event of a claim
Courtesy car
Windscreen cover
Audio cover
Car club discounts
Limited mileage discounts
Legal cover
Optional track day insurance (where available)
Loyalty discounts from renewal
Why Greenlight Insurance?
Reasons to get a modified car insurance quote from Greenlight:
Over 25 years experience in insurance for modified cars
Family run business that really cares
Car enthusiasts who share your passion
Part of the mods community - we attend events, provide helpful discounts, take part in challenges etc.
A panel of insurers, so we can compare a number of policies for you
No huge call centres, just a friendly team ready to help
Help to recover your vehicle in the event of a write-off claim
Online Customer Portal for making changes to your policy
Customers love our service - 4.7*/5 on Trustpilot
Cheap Modified Car Insurance
Modified Car Insurance or Modified Van Insurance can be more expensive than standard car insurance, if you purchase from a mainstream or everyday insurance provider. Compared to Greenlight Insurance, mainstream insurers will have a limited understanding of vehicle upgrades or modifications, potentially resulting in an quote which is more expensive than necessary. If you have a modified car or van, you should contact a specialist like Greenlight Insurance who truly understands your vehicle.
Like-for-like replacement for parts
We know all about modifications, and the value of them, which means that we can ensure you have the right cover in place. A modified car insurance policy with Greenlight Insurance, will usually cover the replacement of the specific modified part, with a like-for-like replacement (where available), in the event of a claim.
Modifications covered can include:
Suspension Upgrades - Lowering Springs, Coil Overs and Full Air Ride/Hydraulics
Induction Kits to Intercoolers
Alloy Wheels and Wheel-Spacers
Roll Cages, Harnesses and Bucket Seats
From Remapping to Standalone Management
Uprated Brakes and Exhausts
Turbos and Superchargers
Lowline kits including front-splitter, diffuser, and side skirt extensions
Other modifications, not listed above, can also be covered
We can’t insure BMWs
Unfortunately, we can’t insure BMWs (Minis are OK). This is a decision that has been taken by our panel of insurers, and is outside of our control. We apologise to all BMW owners for any inconvenience.
Making a Modified Car Insurance Claim
In the event of a claim, you are likely to really discover the benefits of insuring through a specialist provider. With a Greenlight Insurance policy, we provide you with a list of all modifications to ensure that you have cover for all your parts in the event of a claim. We also go above and beyond in supporting you with your claim.
Repair
If the car can be repaired, any parts which are covered under the policy will be replaced on a like-for-like basis.
Total Loss
In the event of a total loss, the current market value of the car will be calculated and an offer made to the owner.
Greenlight Claims Assistance
We are here to help in the event of a claim, as often it can be hard to navigate a claim with a modified vehicle.
Or call us on 01277 596912 for an instant quote
You may also be interested in …
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Modified Van Insurance
In addition to modified car insurance, we also insure a variety of modified vans, including 4x4s, off-roads, transits, campers and motorhomes.
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Modified Car Events
We exhibit, sponsor and attend a number of modified car shows across the UK. Read about the 2023 shows and our 2024 show plan.
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Modified Vehicle FAQs
If you have any unanswered questions about modified car insurance, please refer to our FAQs or call our friendly team.