Legal Cover

This policy of insurance provides cover for legal costs and associated expenses following a road traffic accident or other specified occurrence, provided it is within the policy wording/limits and not excluded.

  • Legal Costs – costs of Legal Proceedings up to £100,000 arising from any of the following: personal injury and/or losses sustained in a road traffic accident; uninsured loss recovery; Motor Insurance Database disputes.

  • Motor Prosecution Defence – defending criminal legal action against You arising from driving offences.

  • Vehicle Identity Theft – costs for the removal of judgments incorrectly entered against You, or to defend prosecution arising from vehicle identity theft.

  • Legal costs and expenses that you may be liable to pay to another party arising out of the above Legal Proceedings and those stated in the policy wording. Vehicle Hire, Repair and Storage Charges – unrecovered charges incurred under a hire, repair, or storage agreement through On Hire up to £50,000. Medical Charges – unrecovered charges incurred through an Approved Medical Agency for MedicoLegal Reporting and Rehabilitation up to £5,000.

  • Small Claims Court cover provided.

  • An accident helpline is included, so for advice on any motoring accident, please telephone 01277 724 744.