Breakdown Cover

This insurance policy provides for Roadside Assistance if you breakdown whilst driving your motor vehicle away from your home address and recovery of the vehicle if needed within the territorial limits. If you purchase the additional Home Cover, then assistance can also be provided at your home address.

Local and Home

  • Within the UK, we will instruct a motor specialist to attend your motor vehicle and provide 60 minutes of assistance to affect a repair if possible.

  • If a repair is not possible on the same day, then we will arrange to move your vehicle and passengers within a 15-mile radius to a single destination – e.g. a garage or your home address.

  • We will also recover a trailer or caravan with your vehicle, providing the trailer or caravan is fitted to our specification (see our policy wording for full details).

  • Payment up to £250 to drain and flush your vehicle’s fuel in the event the fuel tank is filled with the incorrect type of fuel, A wheel change if you have a spare wheel or tyre available, or recovery to a garage if a spare is not available.

  • In the event of lost, broken or keys locked within your vehicle, you will be recovered to a local garage.

  • Home Cover: Breakdown assistance at or within a quarter of a mile of your home address.

National and Home

  • All Local Recovery product benefits, plus:

  • If a repair is not possible on the same day, then we will arrange to move your vehicle and passengers to a single destination – e.g. a garage or your home address within the UK.

  • Combined benefits offered up to £400 to cover either car hire, and/or onward travel, and/or emergency overnight accommodation.

  • Home Cover: Breakdown assistance at or within a quarter of a mile of your home address.

European and Home

  • All Local and National Recovery product benefits, plus:

  • Within Europe, we will instruct a motor specialist to attend your motor vehicle and provide 60 minutes of assistance to affect a repair if possible.

  • If a repair is not possible on the same day, then we will arrange to move your vehicle and passengers to a single destination – e.g. a suitable garage.

  • Combined benefits offered up to £600 to cover either car hire, and/or onward travel, and/or emergency overnight accommodation.

  • Repatriation of you, your vehicle, passengers, and luggage to the UK if your vehicle cannot be repaired by your intended return.

  • Home Cover: Breakdown assistance at or within a quarter of a mile of your home address.