Modified Vehicle Insurance
We know that modified vehicle owners are passionate about their cars and vans because they put time and money into upgrading it to something special and unique to you. Therefore, we know that as an enthusiast, you are going to be a more careful driver and take good care of your vehicle - so we reflect this in our prices.
We’ve been providing modified vehicle insurance for 27 years so we understand you and your modifications. Our modified vehicle insurance ensures that your parts are adequately covered, at a price that it right and fair.
We also know that further modifications may be likely, so we let you further non-performance modifications, free of charge.
So whether you are looking for modified car insurance or modified van insurance, be sure to get a quote with us before you buy or renew your insurance.
Our Modified Vehicle Insurance policies can include:
Courtesy car
Windscreen cover
Audio cover
Car club discounts
Limited mileage discounts
Legal cover
Optional track day insurance (where available)
Loyalty discounts from renewal
Add non-performance modifications for free
In the event of a claim, a like-for-like replacement of modified parts
Why choose Greenlight Insurance?
Reasons to get a modified vehicle insurance quote from Greenlight:
Over 25 years experience in insurance for modified vehicles
Family run business that really cares
Enthusiasts who share your passion
Part of the mods community - we attend events, provide helpful discounts, take part in challenges etc.
A panel of insurers, so we can compare a number of policies for you
No huge call centres, just a friendly team ready to help
Help to recover your vehicle in the event of a write-off claim
Online Customer Portal for making changes to your policy
Customers love our service - 4.7*/5 on Trustpilot
Cheap Modified Vehicle Insurance
Modified Car Insurance or Modified Van Insurance can be more expensive than standard car insurance, if you purchase from a mainstream or everyday insurance provider. Compared to Greenlight Insurance, mainstream insurers will have a limited understanding of vehicle upgrades or modifications, potentially resulting in an quote which is more expensive than necessary. If you have a modified car or van, you should contact a specialist like Greenlight Insurance who truly understands your vehicle.
Like-for-like replacement for parts
We know all about modifications, and the value of them, which means that we can ensure you have the right cover in place. A modified car insurance policy with Greenlight Insurance, will usually cover the replacement of the specific modified part, with a like-for-like replacement (where available), in the event of a claim.
Typical modifications we insure include:
Suspension Upgrades - Lowering Springs, Coil Overs and Full Air Ride/Hydraulics
Induction Kits to Intercoolers
Alloy Wheels and Wheel-Spacers
Roll Cages, Harnesses and Bucket Seats
From Remapping to Standalone Management
Uprated Brakes and Exhausts
Turbos and Superchargers
Lowline kits including front-splitter, diffuser, and side skirt extensions
Other modifications, not listed above, can also be covered
We can’t insure BMWs
Unfortunately, we can’t insure BMWs (Minis are OK). This is a decision that has been taken by our panel of insurers, and is outside of our control. We apologise to all BMW owners for any inconvenience.
Making a Modified Car Insurance Claim
In the event of a claim, you are likely to really discover the benefits of insuring through a specialist provider. With a Greenlight Insurance policy, we provide you with a list of all modifications to ensure that you have cover for all your parts in the event of a claim. We also go above and beyond in supporting you with your claim.
Repair
If the car can be repaired, any parts which are covered under the policy will be replaced on a like-for-like basis.
Total Loss
In the event of a total loss, the current market value of the car will be calculated and an offer made to the owner.
Greenlight Claims Assistance
We are here to help in the event of a claim, as often it can be hard to navigate a claim with a modified vehicle.
Or call us on 01277 596912 for an instant quote
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