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What is covered by modified car Insurance?

1 December 2008 No Comment

Drivers of modified cars often spend considerable sums of money upon their vehicle, improving and refining the cosmetic appearance, performance or handling of their vehicle.

Since 1996 Greenlight Insurance have included the “like for like” replacement under most of their specialist car insurance schemes.

The principal of like for like cover is to ensure that in event of a claim the modified car driver has any damaged after-market part replaced on an identical basis. Where the part is no longer available or custom made you will be compensated financially to reflect the loss of the part in question.

In event of a total loss claim all modified vehicles will be assessed by a qualified motor engineer who will take the impact of your modifications upon the market value of your vehicle into account when calculating the value of your vehicle and advising your Insurer how much to indemnify you for the loss of your vehicle.

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