We have been arranging Insurance cover for drivers of modified vehicles since our launch in early 1996.
Greenlight Insurance were founded by our current senior partner who has always had a keen interest in modified vehicles, he was involved with modified vehicles from an early age and has been an active member of several owners clubs over the years.
When attending owners club events and possessing both technical vehicle along with Insurance knowledge it soon became apparent that there was a need for an Insurance service that was connected to, understood and …

Modified cars by their very nature are more difficult to source insurance for.
Most Insurers prefer to cover vehicles by volume and are not keen to manually scrutinize risks on an individual basis, this restricts the available Insurer markets.
A high level of technical expertise and understanding as to the impact of modifications to a vehicle is also required. Most car Insurance companies do not possess a high level of technical expertise in this area and prefer to attract business through Intermediaries that have consistent relevant experience and a proven tract record …

Drivers of modified cars often spend considerable sums of money upon their vehicle, improving and refining the cosmetic appearance, performance or handling of their vehicle.
Since 1996 Greenlight Insurance have included the “like for like” replacement under most of their specialist car insurance schemes.
The principal of like for like cover is to ensure that in event of a claim the modified car driver has any damaged after-market part replaced on an identical basis. Where the part is no longer available or custom made you will be compensated financially to reflect the …

It is often difficult to source Insurers that provide cover for vehicle modifications, most mainstream Insurers do not look to provide car insurance cover for imported vehicles.
Greenlight insurance are an insurance intermediary who specialise in covering performance, modified or kit built vehicles to the enthusiast market. We are able to offer competitive quotations coupled with useful benefits such as the ‘like for like’ replacement of individual modified parts that are damaged due to a covered policy event.

At Greenlight Insurance our target market is that of the vehicle enthusiast and modified car drivers are very much the type of risks that we look to cover.
The Greenlight view of modified vehicle owners is somewhat different to that of most mainstream Insurers’. We firmly believe drivers that spend money to improve their vehicle have a vested interest in their car.
By spending money to improve and maintain their vehicle we view policyholders that modify their car as people who take pride in and care about their vehicle.

A modified car is a vehicle that differs from it’s original factory standard specification for the specific vehicle model due to the inclusion or fitting of either after market parts or optional items added to it. All vehicle modifications are material information and MUST be disclosed to your Insurer. Failure to do so may invalidate your car insurance policy.